Retirement Plans


Individual Retirement Accounts



A tax deduction now, or tax-free income later.


When you contribute regularly to an IRA, tax-deferred compounding helps your money grow faster. Consider investing your contributions in a portfolio of mutual funds chosen with your own goals in mind.

  • Traditional IRA: Contributions are tax-deductible under certain circumstances, with taxes deferred until withdrawal.
  • Roth IRA: Contributions are not tax-deductible, but qualifying withdrawals are tax-free. You must meet income rules to open a Roth IRA.


Visit any SB&T branch
for a referral to a Synovus Financial Management Services representative.

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The information above, which is general in nature, is not a substitute for professional tax advice. You should consult your tax or financial advisor for specific questions regarding your own tax situation. We cannot provide individual tax advice. 

Investment products and services provided by Synovus are offered through Synovus Securities, Inc ("SSI"), Synovus Trust Company, N.A. ("STC"), GLOBALT, a separately identifiable division of STC and Creative Financial Group, a division of SSI. Trust services for Synovus are provided by Synovus Trust Company, N.A. The registered broker-dealer offering brokerage products for Synovus is Synovus Securities, Inc., member FINRA/SIPC. Investment products and services are not FDIC insured, are not deposits of or other obligations of Synovus Bank, are not guaranteed by Synovus Bank and involve investment risk, including possible loss of principal amount invested.

Synovus Securities, Inc. is a subsidiary of Synovus Financial Corp and an affiliate of Synovus Bank and Synovus Trust. Synovus Trust Company, N.A. is a subsidiary of Synovus Bank.

You can obtain more information about Synovus Securities, Inc. and its Registered Representatives by accessing BrokerCheck.