Individual Retirement Accounts
A tax deduction now, or tax-free income later.
When you contribute regularly to an IRA, tax-deferred compounding helps your money grow faster. Consider investing your contributions in a portfolio of mutual funds chosen with your own goals in mind.
- Traditional IRA: Contributions are tax-deductible under certain circumstances, with taxes deferred until withdrawal.
- Roth IRA: Contributions are not tax-deductible, but qualifying withdrawals are tax-free. You must meet income rules to open a Roth IRA.
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The information above, which is general in nature, is not a substitute for professional tax advice. You should consult your tax or financial advisor for specific questions regarding your own tax situation. We cannot provide individual tax advice.