Signature Personal Savings


Signature Personal Savings


Signature Personal Savings1 is the ideal account to save for everything – from vacations to education. By maintaining a low minimum balance, monthly service fees are waived.

In addition to Signature Personal Savings, we offer Minor Savings accounts and Holiday Savings accounts.



Balance Requirements

$100 minimum deposit to open

 No minimum balance required to earn interest2,3

 $5 monthly maintenance fee will be waived4 by maintaining a minimum daily balance of $200 for the month


Key Account Features

 Unlimited deposits

 Up to 2 free debit transactions per month1,5

 Automatic transfers may be set up from other SB&T accounts

 Quarterly statements or combined checking and savings statement option 6

 Deposits insured by the FDIC to $250,000 7


More Features

 Free unlimited access to over 450 Synovus network ATMs and more than 1,000 Publix® Presto!® ATMs

 OnLine Banking with Bill Pay and paperless statements

 Account access through Mobile Banking8and Touchtone banking


Important account information for Signature Personal Savings


All accounts are subject to approval.

1 Account Transaction Limitations for Savings and Money Market Accounts — Savings and Money Market Accounts may have no more than six (6) debit transactions per month or monthly statement cycle. A debit transaction is a check, debit/check card transaction, transfer, or pre-authorized transfer, including those made by phone or modem. Unlimited transactions are permitted if made by the customer in person, by mail, through an ATM or by phone if the check is mailed to the customer. If an account continually exceeds the allowed debit transactions, we may convert it to a checking account.

2 The Annual Percentage Yield (APY) is subject to change without notice.

3 A single rate applies to the entire balance. Interest compounded daily, credited monthly and paid on the collected balance.

4 If combined statement option is selected, the monthly fee and the excessive transaction fee on savings are based on the savings account cycle, not the checking account cycle.

5 The service-chargeable debit fee of $3 is assessed per occurrence for Personal Savings Accounts after two debit transactions are paid during the month.

6 Combined statements mailed monthly, statements for other Signature Personal Savings accounts mailed quarterly.

7 The standard insurance amount is $250,000 per depositor. Visit for more information.

8 Requires mobile service provider's text and/or data plan, for which charges may apply.