Cash Rewards Visa Platinum

 


Cash Rewards Visa® Platinum1

 

Check balances or make payments GoCredit Cards aren't just for purchasing anymore - your card can earn rewards, too.

With the SB&T Cash Rewards Visa Platinum, you can earn cash to spend on anything you choose. There are no points to track; rewards checks are mailed to you on your annual account anniversary.

All Synovus personal credit cards are chip-enabled, adding an extra layer of security when they're used at a chip terminal.

Talk to your personal banker today to apply for your Visa Platinum credit card.

FEATURES AND BENEFITS
0% introductory Annual Percentage Rate (APR) on purchases and balance transfers and overdraft protection transfers for the first 6 months after account opening; after that, a variable APR, of 7.24% - 21.24%, based on your creditworthiness and other factors.2

Additional Visa Benefits are included:


  • Protected by Visa's Zero Liability policy3
  • Emergency Card and Cash Replacement
  • Auto Rental Collision Damage Waiver

 

 Chip-enabled, visit www.synovus.com/chipcard for more information
 No Annual Fee2
 Earn up to $400 annually, cash rewards based on total purchases4
 Earn bonus rewards any month you carry forward a balance4
 Track rewards earned on your monthly statement
 Option to set separate spending limits for each card
 24/7 online access at www.cardview.com
Enroll your credit cards in Visa Checkout and shop online quickly, easily and safely.

 

Important Product Disclosures

Card Services is a division of Synovus Bank. Credit cards are issued by Synovus Bank, 1125 1st Avenue, 2nd Floor, Columbus, GA 31901, which is the creditor for all credit card accounts.

1. All credit cards are subject to credit approval.

2. On purchases, balance transfers and overdraft protection transactions, a 0% introductory APR for the first 6 months from account opening and after that a variable APR, of 7.24% - 21.24% (as of June 30, 2015), based on your creditworthiness and other factors. On Cash Advances (except overdraft protection transactions), a variable APR of 24.24% (as of June 30, 2015). The cash advance transaction fee is $10 or 4% of the cash advance, whichever is greater, except on overdraft protection transactions, for which the transaction fee is $15 or the amount of the transaction, whichever is less. The foreign transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions). Cash Rewards can only be earned and redeemed when the account is active and in good standing.

3. Visa’s Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or www.visa.com/security.

4. Total Net Purchases (TNPs) up to $1,500 will earn 0.25% each year, above $1,500 and up to $3,000 will earn 0.50% each year; and above $3,000 TNPs will earn 1.00% each 12 months. An account year is 12 months, starting with the anniversary date of the account’s enrollment in the Cash Rewards Program. Example: If you spend $7,000 in Net Purchases an account year, you will earn 0.25% on the first $1,500 spent; 0.50% on the next $1,500 spent; and 1.00% on the last $4,000 spent. Cash rewards can only be earned and redeemed when the account is active and in good standing. Bonus Rewards may be earned in any statement cycle when the account has been used for one or more purchase and has incurred a finance charge. The amount of the bonus reward is equal to the base reward amount in any qualifying statement cycle while total net purchases for the account year are less than or equal to $3,000. After total net purchases for the account year exceed $3,000, the bonus amount in any qualifying statement cycle is 0.50% of net purchases. The total of base and bonus rewards cannot exceed $400 in the account year. Account year begins on the anniversary of the account, which is based on the date the account is opened.

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